PayBookClub is a social rewards platform with 70,000+ registrations since 2017 across Africa and Asia, whose users earn PAYBOS — a Stellar-native utility token — through everyday content engagement. PayBookClub and PAYBO are owned and operated by Capexsales Ltd, a UK company trading for over ten years. The ANDAL heritage token is issued separately by Aandaal.io CIC, a UK Community Interest Company focused on heritage, arts and cultural preservation.
Both tokens operate on the Stellar blockchain — fast, low-fee, and built for real-world utility.
Earned by users through browsing, post approvals, subscriptions and platform activity. Convertible to XLM via the Stellar DEX with 99.9% organic market coverage.
A cultural Real-World Asset token linked to India's temple arts, classical music, and heritage tourism economy. Issued by Aandaal.io — India's first blockchain-powered cultural preservation CIC.
The bridge asset. Users convert PAYBOS to XLM via the Stellar DEX, then sell XLM for local currency through licensed exchanges. Off-ramp partnerships are in progress — an Asian exchange is currently in corporate due diligence, with FIU-registered Indian venues (XLM/INR) targeted for the India launch, alongside African operators.
Base URL: https://api.paybook.club — Authentication via Basic Auth. Contact us for API credentials.
Two separate UK entities. Capexsales Ltd owns and operates PayBookClub and the PAYBO token — a commercial company trading for over ten years. Aandaal.io CIC is a Community Interest Company that runs The Aandaal Project and issues the ANDAL heritage token; its assets are legally locked for community and cultural benefit. The asset lock described below applies to Aandaal.io CIC and ANDAL, not to PayBookClub or PAYBO.
A Community Interest Company is a UK legal structure designed for social enterprises. All profits, assets, and token proceeds are governed by a statutory asset lock — they cannot be diverted for private benefit.
UK Community Interest Company
Asset-locked for Tamil heritage,
classical arts & cultural tourism
Explore the cultural and investment dimensions of the project that underpins both PAYBO and ANDAL.
Five production-ready products — embed, white-label or distribute. Each live with demo and integration code.
Patent-pending embeddable content box pulling live posts from PayBookClub’s 70K+ member network and global news (CNN RSS). Users earn PAYBO per view. Distribute free — revenue share on impressions and PAYBO activity.

<div id="paybook-contentbox"></div> <script src="https://api.paybook.club/ ContentBoxTab.js"></script>
Fully functional trading interface showing live wallet balance (PAYBO + XLM), market price, BUY/SELL/SEND via Stellar DEX. API-distributable to any partner platform wanting crypto trading embedded in their app.

Multiplayer Tamil heritage image puzzle running in-browser — no download, no app store. Embed with one script tag. Players earn PAYBO credits making it a viral engagement and user acquisition tool for any partner.

<div id="andal-puzzle"></div> <script src="https://andal.io/ andal-puzzle-widget.js"> </script>
Live community chat widget backed by PayBookClub’s 70,000-registration member network. Embed on any website for instant community engagement. Users sign in with PayBookClub credentials and earn 1 ANDAL Coin daily for participation.

<div id="andal-chat"></div> <script src="https://api.paybook.club/ freechat-loader.js"></script>
Seven live browser games that pay players in PAYBO. Movie Chain — link each film to the last by a shared title word or actor, entirely by tapping — ships in English, Tamil, Hindi, Telugu and Malayalam, alongside Song Chain and Word Game. No download, no app store, and every embed carries a dofollow backlink to the host site.

<iframe src="https://api.paybook.club/ moviechain-1.html" width="100%" height="640" frameborder="0"></iframe>
| Product | Status | IP Protection | Revenue Model | Distribution |
|---|---|---|---|---|
| ContentBox | Live | UK Patent GB2512788.7 | PAYBO share + ad split | Free embed · white-label |
| Trading Window | Live | Stellar DEX integration | Fee share + spread | API · fintech partners |
| Puzzle Game | Live | — | PAYBO on completions | Free · one script tag |
| Chat Widget | Live | — | ANDAL Coins + premium | Free · white-label |
| PAYBO Games (7 titles) | Live | — | PAYBO per play + backlink value | Free iframe · 5 languages · referral links |
A rented live-selling session. A seller books an hourly slot, streams from a phone, and their priced posts become the shelf — buyers purchase in PAYBO through the existing in-app payment flow, with no commission beyond standard content charges. Built on components already in production: wallet charging, priced posts, the buy flow, and in-house chat. The remaining work is video delivery and the player screen.
All figures derived from live Stellar Horizon data and MongoDB — auditable in real time via the API.
The dashboard XLM payout figure uses the current PAYBO/XLM rate. This overstates historical cost because XLM traded below $0.09 for most of the platform's 6-year life. The true dollar cost of all 58.4M PAYBOS distributed is approximately $3,700 USD — an average of $0.19 per user.
With 662 million PAYBOS in reserve the distributor wallet supports ~132,000 further cashout events — several years of growth without replenishment.
| Period | XLM price | Cost/cashout |
|---|---|---|
| 2020–2022 | $0.05–$0.09 | $0.50–$1.08 |
| 2022–2024 | $0.09–$0.13 | $0.45–$0.65 |
| 2025 | $0.10–$0.18 | $0.50–$0.90 |
| Apr–May 2026 | $0.18–$0.25 | $0.90–$1.25 |
| Weighted avg | ~$0.10 | ~$0.33 |
Official documents for exchange listing, investor due diligence, and partnership discussions.
For API access, partnership discussions, token listing enquiries, or investment conversations.