A
api.paybook.club
Developer Portal
PayBookClub · API & Developer Portal

Rewarding creativity
on Stellar blockchain

PayBookClub is a social rewards platform with 70,000+ registrations since 2017 across Africa and Asia, whose users earn PAYBOS — a Stellar-native utility token — through everyday content engagement. PayBookClub and PAYBO are owned and operated by Capexsales Ltd, a UK company trading for over ten years. The ANDAL heritage token is issued separately by Aandaal.io CIC, a UK Community Interest Company focused on heritage, arts and cultural preservation.

Loading live PAYBO rate…
Book ANDAL Coins ↗ Invest / Partner Visit Andal.io
70K+
Registrations since 2017
11,289
Cashout events
58.4M
PAYBOS distributed
$0.19
Cost per user rewarded
471K
DEX trades all-time
662M
PAYBO reserve
Investor snapshot · live data
6 years of verified on-chain traction
Full analysis ↓ Download summary ↗
Monthly cashouts — 32x growth
Cashouts: 6 → 192 per month
Revenue vs reward cost
Revenue crosses cost Q1 2027
Unit economics
Total rewards cost (USD) ~$3,700
Cost per user rewarded $0.19
Reserve (cashout events) 132K+
Off-ramp partner In due diligence →
On-chain assets

Our Tokens

Both tokens operate on the Stellar blockchain — fast, low-fee, and built for real-world utility.

PAYBO · Stellar

PAYBO Rewards Token

Earned by users through browsing, post approvals, subscriptions and platform activity. Convertible to XLM via the Stellar DEX with 99.9% organic market coverage.

NetworkStellar (Horizon)
Use caseRewards, cashout, trading
ConversionPAYBO → XLM → INR/fiat
MarketStellar DEX (live)
ANDAL · Stellar · Coming

ANDAL Heritage Token

A cultural Real-World Asset token linked to India's temple arts, classical music, and heritage tourism economy. Issued by Aandaal.io — India's first blockchain-powered cultural preservation CIC.

NetworkStellar
Use casePatronage, heritage, RWA
BackingUK CIC asset lock
StatusPre-launch — book now
XLM · Stellar native

Stellar Lumens (XLM)

The bridge asset. Users convert PAYBOS to XLM via the Stellar DEX, then sell XLM for local currency through licensed exchanges. Off-ramp partnerships are in progress — an Asian exchange is currently in corporate due diligence, with FIU-registered Indian venues (XLM/INR) targeted for the India launch, alongside African operators.

NetworkStellar
INR pairXLM/INR · FIU-registered venues
AfricaMultiple local operators
SettlementUPI / IMPS / mobile money

Developer reference

Live API Endpoints

Base URL: https://api.paybook.club — Authentication via Basic Auth. Contact us for API credentials.

GET
/accounting-robot-data
Live XLM revenue health — earned vs paid out, coverage ratio, fee breakdown, cashout data. Period: today / yesterday / week / alltime.
GET
/market-health
PAYBO market intelligence — organic vs bot buy/sell pressure, price trend, hourly volume, health score, bot dependency ratio.
GET
/pricesupport/status
Status of the PAYBO price support bot — last run, next run, XLM reserve, daily cap, market trigger conditions.
GET
/transactions
Merged arbitrage and price support transaction history — executed trades, profit, Stellar transaction hashes, timestamps.
GET
/summary
Profit summary — today, this month, all-time XLM profit from arbitrage operations and market making activity.
GET
/bot-dashboard.html
Internal bot operations dashboard — arbitrage, price support, market maker controls, PnL charts. Requires auth credentials.

Governance

Corporate structure & governance

Two separate UK entities. Capexsales Ltd owns and operates PayBookClub and the PAYBO token — a commercial company trading for over ten years. Aandaal.io CIC is a Community Interest Company that runs The Aandaal Project and issues the ANDAL heritage token; its assets are legally locked for community and cultural benefit. The asset lock described below applies to Aandaal.io CIC and ANDAL, not to PayBookClub or PAYBO.

Why a CIC?

A Community Interest Company is a UK legal structure designed for social enterprises. All profits, assets, and token proceeds are governed by a statutory asset lock — they cannot be diverted for private benefit.

  • Asset lock — funds cannot be extracted for private gain
  • FCA and Companies House regulated structure
  • Transparent governance with annual community interest reports
  • Designed for heritage, arts and charitable ecosystem projects
  • ANDAL token proceeds flow back into cultural programmes
Gov.uk CIC Guide ↗ Business Plan ↗
🏛️

Aandaal.io CIC

UK Community Interest Company
Asset-locked for Tamil heritage,
classical arts & cultural tourism


The Aandaal Project

Key pages on Andal.io

Explore the cultural and investment dimensions of the project that underpins both PAYBO and ANDAL.

🏠
Home — The Aandaal Project
Overview of the Chennai Cultural Disneyland vision, Booking ID and community
👤
Founder — PAPS Pillai
Background, vision and the story behind PayBookClub and Aandaal.io
💼
Invest Now
Partnership and investment opportunities in the Aandaal.io CIC project
📋
Business Plan
Full business plan — revenue model, tokenomics, governance and roadmap
🎭
Artist Pillar
Register classical artists, performers and heritage educators on the platform
💝
Charities & ALB
Nominate a charity — approved charities receive distributions from project income
🪙
Book ANDAL Coins
Reserve your ANDAL tokens ahead of the official launch on Stellar
📣
Post Support Message
Share why Tamil heritage matters — amplify visibility on social media
📖
Visitor Guide
How to participate in the Aandaal Project — Booking ID, tokens and community


Embeddable Products

Revenue-Ready Products

Five production-ready products — embed, white-label or distribute. Each live with demo and integration code.

PATENT PENDING · GB2512788.7
1. ContentBox — Monetised Content Widget

Patent-pending embeddable content box pulling live posts from PayBookClub’s 70K+ member network and global news (CNN RSS). Users earn PAYBO per view. Distribute free — revenue share on impressions and PAYBO activity.

✦ Live UGC from a 70,000+ registration network
✦ Global news: CNN RSS integration
✦ PAYBO reward triggers per view
✦ UK Patent Application GB2512788.7 — accepted & registered
✦ White-label for publishers and portals
Live Demo ↗
ContentBox Demo
GET /api/contentbox
EMBED CODE
<div id="paybook-contentbox"></div>
<script src="https://api.paybook.club/
  ContentBoxTab.js"></script>
Revenue: PAYBO activity share + ad impression split
STELLAR DEX · LIVE
2. In-App Trading Window — PAYBO/XLM DEX

Fully functional trading interface showing live wallet balance (PAYBO + XLM), market price, BUY/SELL/SEND via Stellar DEX. API-distributable to any partner platform wanting crypto trading embedded in their app.

✦ Live Stellar DEX order book + path payments
✦ Buy, Sell, Send PAYBO in-app
✦ Liquidity pool + DeFi products (roadmap)
✦ White-label for fintech and crypto wallets
✦ Revenue: trading fee share + spread
Request API Access
Trading Window
POST /stellar-trades
LIVE MARKET DATA
PAYBO/XLM rateloading…
Organic coverage99.9%
All-time trades471,651
Liquidity pool$2,290 locked
FREE · NO DOWNLOAD · EMBEDDABLE
3. Tamil Heritage Puzzle — Multiplayer Game Widget

Multiplayer Tamil heritage image puzzle running in-browser — no download, no app store. Embed with one script tag. Players earn PAYBO credits making it a viral engagement and user acquisition tool for any partner.

✦ No download — instant on Android, iPhone, desktop
✦ Multiplayer — Tap. Swap. Win Credits.
✦ PAYBO reward on completion
✦ One script tag embed on any website
✦ Custom heritage images — white-label available
Play Now ↗
Puzzle Game
Widget Demo ↗
EMBED CODE
<div id="andal-puzzle"></div>
<script src="https://andal.io/
  andal-puzzle-widget.js">
</script>
Free to embed · Revenue: PAYBO share on completions
FREE · 70K MEMBER NETWORK · EMBEDDABLE
4. ANDAL World Heritage Chat — Free Embeddable Chat

Live community chat widget backed by PayBookClub’s 70,000-registration member network. Embed on any website for instant community engagement. Users sign in with PayBookClub credentials and earn 1 ANDAL Coin daily for participation.

✦ 70,000+ registered members since 2017
✦ Sign in via mobile number + PayBookClub ID
✦ Earn 1 ANDAL Coin daily for participation
✦ Custom channels with topic moderation
✦ "Want this on your website? Get it FREE" CTA
Live Demo ↗
Chat Widget
Get It Free
EMBED CODE
<div id="andal-chat"></div>
<script src="https://api.paybook.club/
  freechat-loader.js"></script>
Free · Revenue: ANDAL Coins + premium channel fees
FREE · NO DOWNLOAD · 5 LANGUAGES
5. PAYBO Games — Tap-to-Earn Portfolio

Seven live browser games that pay players in PAYBO. Movie Chain — link each film to the last by a shared title word or actor, entirely by tapping — ships in English, Tamil, Hindi, Telugu and Malayalam, alongside Song Chain and Word Game. No download, no app store, and every embed carries a dofollow backlink to the host site.

✦ 7 titles · 5 languages — Tamil, Hindi, Telugu, Malayalam, English
✦ Tap-only play — works on entry-level Android, no typing
✦ Movie Chain: Easy +10 PAYBO · Hard 🔥 +100 · 5 goes daily
✦ Chain length & streak tracking drives daily return
✦ Free iframe embed with dofollow backlink · built-in referral links
Play Now ↗ All Games ↗ GET /moviechain-funnel
PAYBO Games — Movie Chain in five languages, Song Chain and Word Game
EMBED CODE
<iframe src="https://api.paybook.club/
  moviechain-1.html" width="100%"
  height="640" frameborder="0"></iframe>
Free to embed · Revenue: PAYBO share + host backlink
Revenue potential — all five products
ProductStatusIP ProtectionRevenue ModelDistribution
ContentBoxLiveUK Patent GB2512788.7PAYBO share + ad splitFree embed · white-label
Trading WindowLiveStellar DEX integrationFee share + spreadAPI · fintech partners
Puzzle GameLivePAYBO on completionsFree · one script tag
Chat WidgetLiveANDAL Coins + premiumFree · white-label
PAYBO Games (7 titles)LivePAYBO per play + backlink valueFree iframe · 5 languages · referral links
IN DEVELOPMENT · NOT YET LIVE
Storefront — Live Shopping on PAYBO

A rented live-selling session. A seller books an hourly slot, streams from a phone, and their priced posts become the shelf — buyers purchase in PAYBO through the existing in-app payment flow, with no commission beyond standard content charges. Built on components already in production: wallet charging, priced posts, the buy flow, and in-house chat. The remaining work is video delivery and the player screen.

✦ Zero commission — differentiator vs 9% platform fees elsewhere
✦ Hourly slot rental settled in XLM from the seller's wallet
✦ Merchants already accept PAYBO for goods in Nigeria
✦ Enables earn-and-spend in-app without any fiat off-ramp
Target: pilot in Nigeria · specification complete · build estimated 1–2 weeks once scheduled

Investor Relations

Platform traction & unit economics

All figures derived from live Stellar Horizon data and MongoDB — auditable in real time via the API.

Cashout growth — monthly events (32x in 6 months)
Cashouts grew from 6 per month to 192
Revenue vs reward cost — path to profitability
Revenue crosses reward cost Q1 2027
Revenue ($) Reward cost ($)
Unit economics — true cost of rewards (historical XLM pricing)

The dashboard XLM payout figure uses the current PAYBO/XLM rate. This overstates historical cost because XLM traded below $0.09 for most of the platform's 6-year life. The true dollar cost of all 58.4M PAYBOS distributed is approximately $3,700 USD — an average of $0.19 per user.

With 662 million PAYBOS in reserve the distributor wallet supports ~132,000 further cashout events — several years of growth without replenishment.

PeriodXLM priceCost/cashout
2020–2022$0.05–$0.09$0.50–$1.08
2022–2024$0.09–$0.13$0.45–$0.65
2025$0.10–$0.18$0.50–$0.90
Apr–May 2026$0.18–$0.25$0.90–$1.25
Weighted avg~$0.10~$0.33
India expansion
Off-ramp partnerships — outreach to Indian FIU-registered exchanges ongoing since May 2026; an Asian exchange has entered corporate due diligence (KYC in progress).
Proven Indian demand — a single Kerala press feature in 2017 produced c.40,000 signups in two days, before any cash-out mechanism existed.
Malayalam & Tamil onboarding live — seven-language selector deployed July 2026 (Hindi, Tamil, Telugu, Kannada, Malayalam, Filipino, English).
Key investor narrative
32x cashout growth in 6 months shows accelerating organic demand.
$0.19 acquisition cost vs $3–$5 industry benchmark for social apps.
Patent GB2512788.7 — ContentBox accepted. 4 live revenue products with white-label distribution.
Download full investor summary (Word) →
Documents

Downloads

Official documents for exchange listing, investor due diligence, and partnership discussions.

📄
PAYBO Tokenomics 2026
Complete token economics document — supply, distribution, revenue model, market data, governance, roadmap. For exchange listing and investor review.
↓ Download .docx · Updated May 2026
📄
ANDAL Tokenomics
Cultural heritage token economics document — coming soon. Pre-register interest via email.
Coming Q3 2026
📑
Aandaal.io Investor Deck
Investor presentation — The Aandaal Project CIC, vision, roadmap and investment case.
↗ Open PDF · andal.io

Contact

Get in touch

For API access, partnership discussions, token listing enquiries, or investment conversations.

PAPS Pillai — Sreedhar Pillai

Founder, PayBookClub (Capexsales Ltd) · Aandaal.io CIC · PAYBO & ANDAL token architect