A
api.paybook.club
Developer Portal
PayBookClub · API & Developer Portal

Rewarding creativity
on Stellar blockchain

PayBookClub is a social rewards platform where 70,000+ users across Africa and India earn PAYBOS — a Stellar-native utility token — through everyday content engagement. Built by Aandaal.io CIC, a UK Community Interest Company focused on heritage, arts, and financial inclusion.

Loading live PAYBO rate…
Book ANDAL Coins ↗ Invest / Partner Visit Andal.io
70K+
Registered users
11,289
Cashout events
58.4M
PAYBOS distributed
$0.19
Cost per user rewarded
471K
DEX trades all-time
662M
PAYBO reserve
Investor snapshot · live data
6 years of verified on-chain traction
Full analysis ↓ Download summary ↗
Monthly cashouts — 32x growth
Cashouts: 6 → 192 per month
Revenue vs reward cost
Revenue crosses cost Q1 2027
Unit economics
Total rewards cost (USD) ~$3,700
Cost per user rewarded $0.19
Reserve (cashout events) 132K+
India expansion CoinDCX →
On-chain assets

Our Tokens

Both tokens operate on the Stellar blockchain — fast, low-fee, and built for real-world utility.

PAYBO · Stellar

PAYBO Rewards Token

Earned by users through browsing, post approvals, subscriptions and platform activity. Convertible to XLM via the Stellar DEX with 99.9% organic market coverage.

NetworkStellar (Horizon)
Use caseRewards, cashout, trading
ConversionPAYBO → XLM → INR/fiat
MarketStellar DEX (live)
ANDAL · Stellar · Coming

ANDAL Heritage Token

A cultural Real-World Asset token linked to India's temple arts, classical music, and heritage tourism economy. Issued by Aandaal.io — India's first blockchain-powered cultural preservation CIC.

NetworkStellar
Use casePatronage, heritage, RWA
BackingUK CIC asset lock
StatusPre-launch — book now
XLM · Stellar native

Stellar Lumens (XLM)

The bridge asset. Users convert PAYBOS to XLM via the Stellar DEX, then sell XLM for local currency through partner exchanges including CoinDCX (INR), and African operators.

NetworkStellar
INR pairXLM/INR · CoinDCX
AfricaMultiple local operators
SettlementUPI / IMPS / mobile money
Developer reference

Live API Endpoints

Base URL: https://api.paybook.club — Authentication via Basic Auth. Contact us for API credentials.

GET
/accounting-robot-data
Live XLM revenue health — earned vs paid out, coverage ratio, fee breakdown, cashout data. Period: today / yesterday / week / alltime.
GET
/market-health
PAYBO market intelligence — organic vs bot buy/sell pressure, price trend, hourly volume, health score, bot dependency ratio.
GET
/pricesupport/status
Status of the PAYBO price support bot — last run, next run, XLM reserve, daily cap, market trigger conditions.
GET
/transactions
Merged arbitrage and price support transaction history — executed trades, profit, Stellar transaction hashes, timestamps.
GET
/summary
Profit summary — today, this month, all-time XLM profit from arbitrage operations and market making activity.
GET
/bot-dashboard.html
Internal bot operations dashboard — arbitrage, price support, market maker controls, PnL charts. Requires auth credentials.
Governance

Community Interest Company

Aandaal.io is incorporated as a UK CIC — meaning all assets are legally locked for community and cultural benefit.

Why a CIC?

A Community Interest Company is a UK legal structure designed for social enterprises. All profits, assets, and token proceeds are governed by a statutory asset lock — they cannot be diverted for private benefit.

  • Asset lock — funds cannot be extracted for private gain
  • FCA and Companies House regulated structure
  • Transparent governance with annual community interest reports
  • Designed for heritage, arts and charitable ecosystem projects
  • ANDAL token proceeds flow back into cultural programmes
Gov.uk CIC Guide ↗ Business Plan ↗
🏛️

Aandaal.io CIC

UK Community Interest Company
Asset-locked for Tamil heritage,
classical arts & cultural tourism

The Aandaal Project

Key pages on Andal.io

Explore the cultural and investment dimensions of the project that underpins both PAYBO and ANDAL.

🏠
Home — The Aandaal Project
Overview of the Chennai Cultural Disneyland vision, Booking ID and community
↗
👤
Founder — PAPS Pillai
Background, vision and the story behind PayBookClub and Aandaal.io
↗
💼
Invest Now
Partnership and investment opportunities in the Aandaal.io CIC project
↗
📋
Business Plan
Full business plan — revenue model, tokenomics, governance and roadmap
↗
🎭
Artist Pillar
Register classical artists, performers and heritage educators on the platform
↗
💝
Charities & ALB
Nominate a charity — approved charities receive distributions from project income
↗
🪙
Book ANDAL Coins
Reserve your ANDAL tokens ahead of the official launch on Stellar
↗
📣
Post Support Message
Share why Tamil heritage matters — amplify visibility on social media
↗
📖
Visitor Guide
How to participate in the Aandaal Project — Booking ID, tokens and community
↗
Embeddable Products

Revenue-Ready Products

Four production-ready products — embed, white-label or distribute. Each live with demo and integration code.

PATENT PENDING · GB2512788.7
1. ContentBox — Monetised Content Widget

Patent-pending embeddable content box pulling live posts from PayBookClub's 70K+ user network and global news (CNN RSS). Users earn PAYBO per view. Distribute free — revenue share on impressions and PAYBO activity.

✦ Live UGC from 70,000+ network users
✦ Global news: CNN RSS integration
✦ PAYBO reward triggers per view
✦ UK Patent Application GB2512788.7 — accepted & registered
✦ White-label for publishers and portals
Live Demo ↗
ContentBox Demo
GET /api/contentbox
EMBED CODE
<div id="paybook-contentbox"></div>
<script src="https://api.paybook.club/
  ContentBoxTab.js"></script>
Revenue: PAYBO activity share + ad impression split
STELLAR DEX · LIVE
2. In-App Trading Window — PAYBO/XLM DEX

Fully functional trading interface showing live wallet balance (PAYBO + XLM), market price, BUY/SELL/SEND via Stellar DEX. API-distributable to any partner platform wanting crypto trading embedded in their app.

✦ Live Stellar DEX order book + path payments
✦ Buy, Sell, Send PAYBO in-app
✦ Liquidity pool + DeFi products (roadmap)
✦ White-label for fintech and crypto wallets
✦ Revenue: trading fee share + spread
Request API Access
Trading Window
POST /stellar-trades
LIVE MARKET DATA
PAYBO/XLM rateloading…
Organic coverage99.9%
All-time trades471,651
Liquidity pool$2,290 locked
FREE · NO DOWNLOAD · EMBEDDABLE
3. Tamil Heritage Puzzle — Multiplayer Game Widget

Multiplayer Tamil heritage image puzzle running in-browser — no download, no app store. Embed with one script tag. Players earn PAYBO credits making it a viral engagement and user acquisition tool for any partner.

✦ No download — instant on Android, iPhone, desktop
✦ Multiplayer — Tap. Swap. Win Credits.
✦ PAYBO reward on completion
✦ One script tag embed on any website
✦ Custom heritage images — white-label available
Play Now ↗
Puzzle Game
Widget Demo ↗
EMBED CODE
<div id="andal-puzzle"></div>
<script src="https://andal.io/
  andal-puzzle-widget.js">
</script>
Free to embed · Revenue: PAYBO share on completions
FREE · 70K USERS · EMBEDDABLE
4. ANDAL World Heritage Chat — Free Embeddable Chat

Live community chat widget backed by 70,000 verified users. Embed on any website for instant community engagement. Users sign in with PayBookClub credentials and earn 1 ANDAL Coin daily for participation.

✦ 70,000 verified users — instant community
✦ Sign in via mobile number + PayBookClub ID
✦ Earn 1 ANDAL Coin daily for participation
✦ Custom channels with topic moderation
✦ "Want this on your website? Get it FREE" CTA
Live Demo ↗
Chat Widget
Get It Free
EMBED CODE
<div id="andal-chat"></div>
<script src="https://api.paybook.club/
  freechat-loader.js"></script>
Free · Revenue: ANDAL Coins + premium channel fees
Revenue potential — all four products
ProductStatusIP ProtectionRevenue ModelDistribution
ContentBoxLiveUK Patent GB2512788.7PAYBO share + ad splitFree embed · white-label
Trading WindowLiveStellar DEX integrationFee share + spreadAPI · fintech partners
Puzzle GameLive—PAYBO on completionsFree · one script tag
Chat WidgetLive—ANDAL Coins + premiumFree · white-label
Investor Relations

Platform traction & unit economics

All figures derived from live Stellar Horizon data and MongoDB — auditable in real time via the API.

Cashout growth — monthly events (32x in 6 months)
Cashouts grew from 6 per month to 192
Revenue vs reward cost — path to profitability
Revenue crosses reward cost Q1 2027
Revenue ($) Reward cost ($)
Unit economics — true cost of rewards (historical XLM pricing)

The dashboard XLM payout figure uses the current PAYBO/XLM rate. This overstates historical cost because XLM traded below $0.09 for most of the platform's 6-year life. The true dollar cost of all 58.4M PAYBOS distributed is approximately $3,700 USD — an average of $0.19 per user.

With 662 million PAYBOS in reserve the distributor wallet supports ~132,000 further cashout events — several years of growth without replenishment.

PeriodXLM priceCost/cashout
2020–2022$0.05–$0.09$0.50–$1.08
2022–2024$0.09–$0.13$0.45–$0.65
2025$0.10–$0.18$0.50–$0.90
Apr–May 2026$0.18–$0.25$0.90–$1.25
Weighted avg~$0.10~$0.33
India expansion
CoinDCX partnership outreach May 2026 — XLM→INR offramp for direct INR cashout.
Tamil diaspora base — 19,516 active users as natural referral network for India entry.
Target: 50K India users — survey data shows top demand: INR cashout, cricket/Bollywood, UPI.
Key investor narrative
32x cashout growth in 6 months shows accelerating organic demand.
$0.19 acquisition cost vs $3–$5 industry benchmark for social apps.
Patent GB2512788.7 — ContentBox accepted. 4 live revenue products with white-label distribution.
Download full investor summary (Word) →
Documents

Downloads

Official documents for exchange listing, investor due diligence, and partnership discussions.

📄
PAYBO Tokenomics 2026
Complete token economics document — supply, distribution, revenue model, market data, governance, roadmap. For exchange listing and investor review.
↓ Download .docx · Updated May 2026
📄
ANDAL Tokenomics
Cultural heritage token economics document — coming soon. Pre-register interest via email.
Coming Q3 2026
📑
Aandaal.io Investor Deck
Investor presentation — The Aandaal Project CIC, vision, roadmap and investment case.
↗ Open PDF · andal.io
Contact

Get in touch

For API access, partnership discussions, token listing enquiries, or investment conversations.

PAPS Pillai — Sreedhar Pillai

Founder, PayBookClub · Aandaal.io CIC · PAYBO & ANDAL token architect

📞 +44 7919 593023 ✉ paybookclub@gmail.com 👤 Full profile ↗